“Housing choice is a response to a complex set of economic, social, and psychological impulses.[7] For example, some households may choose to spend more on housing because they feel they can afford to, while others may not have a choice.[8]”
from wikipedia
“Targeted households: Affordable housing initiatives often target those who earn too much to qualify for government assistance but too little to afford market-rate housing, such as teachers, nurses, and other essential workers.”
from google search